{"id":28356,"date":"2023-02-20T09:41:16","date_gmt":"2023-02-20T09:41:16","guid":{"rendered":"https:\/\/todaysnews.in\/daily-updates\/?p=28356"},"modified":"2023-02-20T09:52:12","modified_gmt":"2023-02-20T09:52:12","slug":"highest-fixed-deposit-interest-rate-for-senior-citizens-2023-check-what-government-banks-are-offering","status":"publish","type":"post","link":"https:\/\/todaysnews.in\/daily-updates\/highest-fixed-deposit-interest-rate-for-senior-citizens-2023-check-what-government-banks-are-offering\/","title":{"rendered":"Highest Fixed Deposit Interest Rate For Senior Citizens 2023 \u2013 Check What Government Banks are offering"},"content":{"rendered":"<p><strong>Highest Fixed Deposit Interest Rate for Senior Citizens 2023 \u2013<\/strong> Fixed Deposit rates in India have become higher lately concerning the new lending rate hikes promulgated by the Reserve Bank of India (RBI- Central Bank) since past year.<\/p>\n<p>Senior Citizens can now book Fixed Deposits at more than 9% interest with a <a href=\"https:\/\/en.wikipedia.org\/wiki\/Small_finance_bank\">Small Finance Bank<\/a> (SFB) which are a type of niche banks in India that accepts deposits and lending.<\/p>\n<p>Although, when it comes to public sector banks, it offers highest interest rate of 8% to senior citizens.<\/p>\n<p>Also Read :-<a href=\"https:\/\/todaysnews.in\/daily-updates\/use-these-5-effectual-herbs-to-improve-your-respiratory-health-and-immunity\/\" rel=\"bookmark\">Use These 5 Effectual Herbs to Improve Your Respiratory Health and Immunity<\/a><\/p>\n<p><strong>Today, many senior citizens go for Government sector banks, here let\u2019s look at the highest FDs rate proffer by 5 lending Government Banks in India \u2013<\/strong><\/p>\n<p>1. State Bank of India (SBI)<br \/>\n2. Punjab National Bank (PNB)<br \/>\n3. Bank of India (BOI)<br \/>\n4. Bank of Baroda (BOB)<br \/>\n5. Central Bank of India (CBI)<\/p>\n<h2>SBI FDs Rate for Senior Citizens 2023<\/h2>\n<p>At present, the State Bank of India (SBI) offers 7.5% interest to Senior Citizens below the deposit of Rs 2 crore for a duration of 2-3 years and 5- 10 years. The public sector Banks has recently introduced Amrit Kalash Deposit, which is a temporary scheme offering 7.6% interest to senior citizens.<\/p>\n<h2>PNB FDs Rate for Senior Citizens 2023<\/h2>\n<p>At present, the Punjab National Bank (PNB) offers 7.75% interest to senior citizens on deposits for 666 days. And for super senior citizens, the Bank offers 8.05% interest. The Public sector Banks also offering a 7.5% interest rate to senior citizens on deposits of more than 2 years and up to 3 years.<\/p>\n<h2>BOI FDs Rate for Senior Citizens 2023<\/h2>\n<p>Bank of India (BOI) offers a 7.55% interest rate to senior citizens on a minimum deposits of 444 days. The Government bank offers 7.25% interest rate on domestic term deposits of below Rs 2 crore for 2-5 years. Under BOI\u2019s cumulative deposits scheme, it offers 8.85% interest on deposits of 8-10 year. And on deposit of 3 to 5 years, the Government banks is offering 8.02% interest.<\/p>\n<h2>CBI FDs Rate for Senior Citizens 2023<\/h2>\n<p>At present, Central Bank of India (CBI) is offering 7.85% interest rate to senior citizens on special callable deposits of a minimum tenure of 444 days. And on a deposit of 555 days, the Government banks offers 7.5% interest rate.<\/p>\n<h2>BOB FDs Rate for Senior Citizens 2023<\/h2>\n<p>At present, the Bank is offering 7.55% interest on the term deposits of 399 days under Baroda Tiranga plus Deposit Scheme. It offers 7.25% on Fixed Deposits of many tenors\u2019 deposits of 1year, 1-400 days, 400 days- 2 year, 2 year to 3 years, 5-10 years, 444 and 555 days.<\/p>\n<p>The given information is taken from the website of Government Banks as on 20th February&#8217;2023.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Highest Fixed Deposit Interest Rate for Senior Citizens 2023 \u2013 Fixed Deposit rates in India have become higher lately concerning the new lending rate hikes<\/p>\n","protected":false},"author":1,"featured_media":28363,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[52],"tags":[639,636,638,637,635],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Highest Fixed Deposit Interest Rate For Senior Citizens 2023<\/title>\n<meta name=\"description\" content=\"Highest Fixed Deposit Interest Rate for Senior Citizens 2023 \u2013 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