{"id":28159,"date":"2023-02-09T08:15:23","date_gmt":"2023-02-09T08:15:23","guid":{"rendered":"https:\/\/todaysnews.in\/daily-updates\/?p=28159"},"modified":"2023-02-09T08:15:23","modified_gmt":"2023-02-09T08:15:23","slug":"mahila-samman-saving-certificate-mssc-calculation-2023-scheme-offers-higher-interest-than-bank-fds-check-who-should-invest","status":"publish","type":"post","link":"https:\/\/todaysnews.in\/daily-updates\/mahila-samman-saving-certificate-mssc-calculation-2023-scheme-offers-higher-interest-than-bank-fds-check-who-should-invest\/","title":{"rendered":"Mahila Samman Saving Certificate (MSSC) Calculation 2023 \u2013 Scheme Offers Higher Interest than Bank FDs, Check who should invest"},"content":{"rendered":"<p><strong>Mahila Samman Savings Certificate (MSSC) Calculation 2023<\/strong> \u2013 Finance Minister Sitharaman promulgated a one- time small savings schemes during her Budget speech this year.<\/p>\n<p>To celebrate Azadi ka Amrit Mahotsav, this <a href=\"https:\/\/todaysnews.in\/daily-updates\/finance-minister-sitharaman-announces-new-rules-in-saving-scheme-for-individuals-senior-citizens-and-women-saving-scheme\/\">scheme<\/a> is offering deposit facility of Rs 2 lakh in the name of (Mahila) women or girls for a duration of 2 years (deadline March 2025) at a fixed rate of 7.5% with a partial withdrawal option.<\/p>\n<p>Also Read :-<a href=\"https:\/\/todaysnews.in\/daily-updates\/rbi-permitted-upi-payment-for-foreign-travelers-to-india-check-details\/\" rel=\"bookmark\">RBI Permitted UPI Payment for Foreign Travelers to India \u2013 Check Details<\/a><\/p>\n<h2>(MSSC) Calculation<\/h2>\n<p>This MSSC calculation is almost similar to small saving schemes provided by the Post office.<\/p>\n<p>At 7.5% interest rate, this scheme offers return of Rs 15,427 in 1 st year and Rs 32,044 in 2 nd year. That is how, the total investment of Rs 2 lakh in two years will become Rs 2.32 lakh.<\/p>\n<p>Till now it hasn\u2019t clarify whether this investment will become eligible for Tax deduction or not.<\/p>\n<p>According to the experts this scheme is a good step to boost savings in coming years. When comparing to the present Bank Fixed Deposit rate that is 6.75%, this remains to be seen how the offer rate for this <a href=\"https:\/\/mahilasammanyojana.com\/\">MSSC<\/a> scheme is 7.5%.<\/p>\n<p>The central government may mark this scheme as Exempt- Exempt- Exempt (EEE) investment.<\/p>\n<h2>Where to Open MSSC Account<\/h2>\n<p>This facility is likely to be made available at Post office and banks. In starting days its service will be available at Post office.<\/p>\n<p>After a few days, the central government may allow some banks also to offer this facility to its customers.<\/p>\n<h2>Who Should Invest in MSSC<\/h2>\n<p>Women investors and depositors always seek for Risk free investment options that also offers decent return rate should go for the MSSC scheme because, it offer 7.5% interest rate, which is higher than FD\u2019s rates.<\/p>\n<p>At present the Fixed Deposit interest offered for 2 year duration by Post office is 6.8%.<\/p>\n<h2>When to Open MSSC Account<\/h2>\n<p>The MSSC Scheme facility is likely to start from 1st April\u20192023 or the time when announced by the central government of India.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Mahila Samman Savings Certificate (MSSC) Calculation 2023 \u2013 Finance Minister Sitharaman promulgated a one- time small savings schemes during her Budget speech this year. 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