{"id":27828,"date":"2023-01-23T12:42:58","date_gmt":"2023-01-23T12:42:58","guid":{"rendered":"https:\/\/todaysnews.in\/daily-updates\/?p=27828"},"modified":"2023-01-23T17:47:24","modified_gmt":"2023-01-23T17:47:24","slug":"government-scheme-post-office-schemes-updates-interest-rates-for-january-march-2023","status":"publish","type":"post","link":"https:\/\/todaysnews.in\/daily-updates\/government-scheme-post-office-schemes-updates-interest-rates-for-january-march-2023\/","title":{"rendered":"Government Scheme : Post Office Schemes Updated Interest Rates for January-March 2023"},"content":{"rendered":"<p>Central Government provides numerous small savings or Post office schemes taking into small account the needs of citizens. After every three months the Interest rates announce for these savings schemes by the central government.<\/p>\n<p>The schemes offer fired and guaranteed returns also some of the schemes like NSC, SCSS, PPF offers tax- saving benefits that comes under Section 80C of the Income- tax Act, 1961.<\/p>\n<p>The next promulgation will be made around March end or 1 st April, 2023.<\/p>\n<h2>Interest Rates January- March 2023<\/h2>\n<p><strong>1. Senior Citizen Savings Schemes (SSC) \u2013<\/strong> Who attain the age of 60 years and older are eligible to get the consistent interest payment.<\/p>\n<ul>\n<li>\u00a0Rate of Interest for SSC is 8% (Quarterly interest Rs 200 on Rs 10,000 deposit) and pays interest on deposit on Quarterly basis.<\/li>\n<\/ul>\n<p><strong>2. Monthly Income Account \u2013<\/strong> Rate of Interest for monthly Income Account is 7.1% (Monthly interest Rs 59 on Rs 10,000 deposit). The scheme compounded on Monthly basis.<\/p>\n<p><strong>3. National Saving Certificate \u2013<\/strong> Rate of Interest for National Saving Certificate is 7% (Maturity value Rs 1403 on Rs 1,000) and pays interest on deposit on Annual basis.<\/p>\n<p><strong>4. Public Provident Fund Scheme-<\/strong> Rate of Interest for Public Provident Fund Scheme is 7.1%, compounded annually.<\/p>\n<p><strong>5. Kisan Vikas Patra \u2013<\/strong> Rate of Interest for <a href=\"https:\/\/en.wikipedia.org\/wiki\/Kisan_Vikas_Patra\">Kisan Vikas Patra<\/a> is 7.2% (will mature in 120 months) and pays interest on Annual basis.<\/p>\n<p><strong>6. Sukanya Samriddhi Account Scheme \u2013<\/strong> Rate of Interest for Sukanya Samriddhi Account <a href=\"https:\/\/todaysnews.in\/daily-updates\/government-to-integrate-the-central-government-health-scheme-cghs-with-ayushman-bharat-digital-mission-abdm\/\">Scheme<\/a> is 7.6%, compounded on Annual basis.<\/p>\n<p><strong>7. Post office Saving Account \u2013<\/strong> Rate of Interest for Post office Saving Account is 4% and pays interest annually.<\/p>\n<p><strong>8. 1 year Time Deposit \u2013<\/strong> Rate of Interest for 1 year time deposit is 6.6% (Annual interest Rs 677 on Rs 10,000 deposit), compounded Quarterly.<\/p>\n<p><strong>9. 2 Year Time Deposit \u2013<\/strong> Rate of interest of 2 year Time Deposit is 6.8% (Annual interest Rs 6.97 on Rs 10,000 deposit) and pays interest on Quarterly basis.<\/p>\n<p><strong>10. 3 year Time Deposit \u2013<\/strong> Rate of Interest for 3 year Time deposit is 6.9% (Annual interest Rs 708 on Rs 10,000 deposit, compounded quarterly.<\/p>\n<p><strong>11. 5 year Time Deposit \u2013<\/strong> The Rate of Interest for 5 year Time Deposit is 7% (Annual interest Rs 718 on Rs 10,000 deposit), compounded Quarterly.<\/p>\n<p><strong>12. 5 year Recurring Deposit Scheme \u2013<\/strong> The Rate of interest for 5 year Recurring Deposit Scheme is 5.8% (Maturity value of Rs 100 Dn. 5 year = 6969.67, compounded quarterly.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Central Government provides numerous small savings or Post office schemes taking into small account the needs of citizens. After every three months the Interest rates<\/p>\n","protected":false},"author":1,"featured_media":27835,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[51],"tags":[372,373,369,371,374,370],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Government Scheme \u2013 Post Office Schemes<\/title>\n<meta name=\"description\" content=\"Central Government provides numerous small savings or Post office schemes taking into small account the needs of citizens. 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